Home Mortgage Loans
For most people, buying a home is the largest investment they will make and one of the biggest financial steps they will take in their life. When you’re ready to take that step, trust the lending team at First National Bank Minnesota to help! We create custom mortgages to meet your out of the ordinary needs, as well as offer a comprehensive menu of standard mortgage products.
Click a button below to contact one of our mortgage lenders!
Did you know that you can lower your payments each month and reduce the amount of interest paid over the life of your loan if you refinance at a lower interest rate? If the market is right for you, First National Bank Minnesota can help you maximize your monthly income.
If you think your new home is likely to be your forever home, a long-term fixed rate mortgage may be the best option for you. With these loans, your interest rate, principal, and interest payments remain the same for the duration of the loan, from 10 to 30 years, so you always know what your costs will be.
Let First National Bank Minnesota make your dream home a reality with a new home construction loan. We can help you build your future.
Special Loan Programs
Check with us for any updates on grant programs or special first-time home buyer programs that come available from time to time.
First National Bank Minnesota proudly offers VA loans to military borrowers including active-duty personnel, veterans, reservists, National Guard members, and their surviving spouses.
* Current guidelines for VA Financing can be found at http://www.benefits.va.gov/homeloans/ Conditions and restrictions apply. Not all applicants will qualify.
You’ve put a lot of work into your home. A Home Equity Line of Credit (HELOC) at First National Bank Minnesota will put your home to work for you! A HELOC is the perfect way to tap into your home’s equity to help pay for home improvements, unexpected expenses, or other exciting opportunities. A HELOC from First National Bank Minnesota offers:
If you’re ready to put your home’s equity to work for you, visit a banker today to begin the application process!
At First National Bank Minnesota, we understand the need for a Personal Loan can arise from a variety of situations. Whether it’s an unexpected expense or an exciting new opportunity, whatever your personal lending needs, our professional, experienced lending team is prepared to customize a Personal Loan just for you. We have a variety of rate and term options to fit your needs.
Paying for college can be stressful. First National Bank Minnesota has partnered with College Ave Student Loans, a private student loan company, to provide financing options without stress.
College Ave offers undergraduate, graduate, parent, and refinance loans. Whether you're a college student or the parent of a college student, we'll help you find the best loan with a 3-minute application, instant credit decision and no fees to apply.
Routing Number 091901338